Money is arguably the most powerful tangible
item in the world today. This is because, with money, any tangible item in the
world can be gotten. Some people see money as an
item with which you can achieve anything in the world. A clause used to
describe money that is becoming more popular by the day is that ‘any problem
that money cannot solve, more money would solve it’. Thus, it is easy to see
the high level of importance that has been accorded to money. Thus, people
engage in different jobs to make money, with some having to work daily and for
over 12 hours. Others would not mind doing anything to get money irrespective
of how low they have to go to get the money. Cases of corruption have always
arisen in severally every country in the world, with every country in the world
having a lot of corrupt people. While some countries have made progress with putting
in place strong legislation to fight corruption, some other countries continue
to witness huge levels of corruption. Since finance companies are also run by
individuals from different countries, with some being corrupt or having corrupt
tendencies, it is important to know the reputation of the financial company you
want to invest in as well as make sure you are choosing the right financial
companies.
Get to know about financial companies
The first thing you want to do when you want to find the right financial
company is to look for the financial companies that
operate in your area and are also into the type of financial service you are
interested in. This is considering there are financial companies that only
provide loans, while others allow saving and loaning of money and there are
yet, others that only provide mortgage financial services. Thus, you want to
know which financial companies in your locality on online that cater to people
in your country that provides the financial services you are interested in.
Reviews website sometimes group their companies by category and thus, you could
easily click on their finance category to find all the companies that provide
finance-related companies.
Read reviews
The next thing you want to do is to read Finance company reviews to know the types of financial services that are offered by the
company. In the process, you would also be able to find out how reliable they
are and if they have the tendency of helping you lose money in one way or the
other. Once you are satisfied with the reviews about the company, you can now
visit their website.
Visit their website or local office
You could shortlist t3 companies that have mostly positive reviews, you can
then visit their websites. Read more about them and their policies as stated by
them. You don’t want a situation where you claim something you saw in a review
was part of their service but it was not on their website or their brochure.
You can subsequently patronize them through their online platform or visit
their local office to ask further questions and begin a business relationship.
Workwear is a topic regularly
discussed. Over the years, employees have adapted their clothing for work with
what employer’s think is practical for industrious-based jobs and smart in
client-facing jobs.
But with rules and attitudes changing
all the time on how we approach the way we dress our employees, how much does
is affect productivity in the workplace? We explore this issue with Jermyn
Street Design, corporate uniforms suppliers .
The history of the uniform
Employees that
regularly deliver important items would have wore a badge showcasing the
royalty of which they served. The badge would also indicate the exact role of
the wearer.
It was a way of
proving the legitimacy of the workers themselves, as well as giving workers
such as merchants authority, to prove that their items are of higher quality.
Though this was common centuries ago, the durability of them wasn’t up to the
standards that they are today, so many of them did not survive. However, these
badges were the start of the uniform tradition that would go onto become
mainstream.
Liveries were a popular
form of uniform throughout the 18th, 19th and 20th
centuries, and many retail uniforms today still have similarities where brand
logos are concerned. Liveries were items of clothing that were fashioned with
the colours and insignia of the families or countries they were serving.
Why are uniform seen so positively?
One of the main
benefits of having a specific work uniform, is that some of the staff may not
actually be able to afford a whole new outfit(s) for work. This helps the
employee not only financially, but also keeps them in a working mindset.
Scientific research has also shown that those in formal clothes
tend to perform better in situations than those in casual clothes, although
this does not account for all industries. But opposing research has also found
that 61% of employees are more productive at work when the dress code is
relaxed.
In a study by Social
Psychological and Personality Science, subjects were asked to dress in either
casual, everyday clothing or formal business dress, before going on to take
part in cognitive tests. It was found that those in business dress showed an
increase of abstract thinking when compared to those who remained casual — the
findings of the experiment suggest the effects are related to feelings of power
and authority, in turn granting confidence.
Although it’s common
to assume that allowing workers to wear what they want will make them work to a
higher standard, providing uniforms is a great way to instil a sense of belonging.
It reminds them that they’re part of a team too, proudly representing the
brand. Deploying a uniform could also harness team spirit, creating unity and
fostering that feeling of belonging.
It’s really important to
build a great place to work to ensure that you’re ticking all of the ‘work
positivity’ boxes, alongside the workwear. Another way you can add to the work
experience, is displaying office
plants to improve the ambiance.
How popular are dress codes?
There have been studies
carried out which suggest that both having a dress code and not having one has
its advantages. As a generalisation, dress codes in non-industry roles are
approached differently by the individual; some people like the creativity and
flexibility of not having a dress code enforced at their workplace, but others
like dressing up to feel as though they are in a more formal working environment.
Some of the most
successful people in the world decide to dress more or less the same every day,
limiting the decision-making process. Steve Jobs was known for his black
turtleneck jumper, jeans and New Balance trainers, and Mark Zuckerberg for his
daily grey t-shirt, with their arguments stating that it lowers their
decision-making process and allows for more brainpower on their day-to-day
roles.
Certainly, uniforms
are more apparent in customer-service based roles, as it helps customers
distinguish authority from consumer, with hotels, leisure parks and airlines
being the main examples. But if smaller businesses were to adopt a ‘wear what
makes you comfortable’ dress code, where health and safety isn’t concerned, this
would perhaps encourage a more relaxed environment in the workplace.
Smartphones have become an everyday necessity for the
majority of the population— a life without a smartphone is certainly an
inconvenient one. Our lives are stored within these devices, from our calendar
appointments to conversations with our closest friends and family.
With all our data stored in such a way, the issue of privacy
is always paramount. It’s no surprise then that the media has been focused on GDPR,
which was introduced in 2018 to protect EU citizens’ data from corporations. Previous
data protection regulations from 1995 were outdated in a digital age, failing
to scrutinise how data should be collected, stored, and transferred. An intense
focus around data protection combined with revelations of data breaches from
companies like Facebook and Equifax has made many of us aware that our
information being disseminated with companies wanting to target us with better with
personalised advertisements. But do we know which information is being used?
One of the more controversial issues is our location being
tracked — even
when we deny permission on our phone settings. Google Maps requires us to
agree to sharing our location for the purpose of the app, however this tracking
doesn’t stop when we finish our journey. A timeline of our daily routines and
activities are mapped out, even recording minute by minute how long we spend at
these locations. Did you spend the day at home, or have a busy day visiting
family and friends? Google will likely know everywhere you’ve been, but that
isn’t the most concerning and intrusive part; Google still records location
information even when we turn it off in our settings.
Google takes this data to help advertise to people based on
location, using local campaigns to boost in-store visits, measuring how
effective a campaign is in driving traffic by taking data from user’s location
histories.
A matter of privacy risks, many are concerned that this data
is stored in cloud databases which could be hacked. So, is this sensitive
information secure or should we be worried that this could be accessed in a cyber-attack?
To deny Google from saving your location data by turning off
an option called ‘Web and App Activity’ in your Google apps, an arguably
misleading title for those concerned about their own privacy who turned off
location services.
What You Said
Google Home and Google Assistant are artificial intelligence
virtual assistants that probably knows you better than your friends and family
do. Voice
commands that you give to these speakers are stored to help build a
consumer behavioural profile around yourself. All commands are saved no matter
how mundane you might think they are — if you commanded your Google Assistant
to turn off a light, this will be saved alongside an audio recording.
Google’s speakers are supposed to be triggered by saying
“Hey Google”, however at the beginning of 2019 people were unaware that these
virtual assistants were eavesdropping on conversations people had in the
privacy of their own homes. It was revealed in July 2019 that third-party
contractors were listening to these recordings to help develop the artificial
intelligence system’s understanding of speech and dialect. Regardless of the
intent, whether it’s for advertising purposes or to simply improve technology, it’s
safe to say nobody wants someone listening in on what you’re saying.
Track Your Behaviour on the Web
What we’ve seen so far is Google tracking us through their
systems and applications, but what about what we do on other websites? A lot of
Facebook’s revenue depends on finding out as much as it can about our likes and
dislikes and gets this information from other websites we visit. Facebook Pixel
is the feature that tracks our online activity to create accurate profiles of
us, making it easier for advertisers to target us with our interests. To limit
this access, it’s recommended to install extensions on your internet browsers
such as Ghostery to disable trackers on your activity.
In-store purchases can also be tracked by Facebook, although
not as easily as online shopping. By collaborating with payment providers such
as Square, call centres, and loyalty programs, Facebook can find out whether
advertisements are working on those targeted. If you have loyalty cards, use
sign-up details that are unlinked to your Facebook account — request paper
receipts over digital receipts to stop companies making the link between your
in-store purchases and Facebook account.
If you’re concerned about how your personal information is
being used, it’s worth taking a look at measures you can take to prevent your
details being exploited by third parties – your privacy is important!
While having an effective marketing strategy is vital for the growth of your business, sometimes it can be hard to know which of your marketing efforts are really making a difference and which ones you could afford to scrap. Luckily, with online marketing, there’s so much data available that determining these answers is often easier than with other forms of marketing.
That being said, it can still be a challenge to know if the time, money, and effort you’re putting in is really having a good return for you. So to help you boost these numbers, here are three ways you can improve your ROI for your online marketing campaigns.
Know How To Use Your Data
Just because you’re being given data for the marketing efforts you’re putting in online doesn’t necessarily mean you’ll know how to best use that data to your advantage in making future marketing decisions.
To help you with this, the Digital Marketing Institute recommends that you take the time to really learn about all the data you’re gathering and how that data can then be used for planning and executing marketing objectives in the future. By fully utilizing this data, you may be able to make some adjustments that could heavily impact your ROI from here on out.
Focus On The Right Metrics
When you’re looking at the data you’ve gathered from your marketing efforts, it’s important that you spend your time focusing on the right metrics rather than the ones that you think sound most alluring.
For example, Neil Patel, an online marketing guru, shares that while people are worried about things like their Twitter followers or how many views they’re getting on their blog, you should really be concerned with metrics like how much engagement you’re getting and what your cost per acquisition is. By focusing on the right metrics, you’ll be better able to focus your attention where it counts, especially with content marketing. And since there is typically a higher ROI with content marketing, this will be well worth your time.
Run A/B Tests To Find What’s Most Effective
Once you think you’ve been able to find some areas where you can tweak to improve your ROI, it’s time to put your hypothesis to the test.
To best do this, David Gasparyan, a contributor to Business.com, recommends that you try running A/B tests to see what changes really are having an effect on your marketing success. With the information you glean from these tests, you’ll be able to get closer and closer to the optimal formula for a great ROI for your business.
If you’re wanting to improve the ROI for your online marketing campaigns, consider using the tips mentioned above to help you accomplish this objective.
Any investor in the UK worth their salt
will be trying to work out which industries could do well in the coming year.
This allows you to identify promising ones you expect to flourish early and
invest in them to get the best return possible. Whether you are a business
looking to invest in stocks or a
private investor, this makes sense. But which are the hottest industries which
could dazzle us in 2020?
Healthcare and pharmaceutical
On both domestic
and global scales, the healthcare and pharmaceutical sector is set to be a
tempting one for UK investors. This can be seen when looking at a country like
China which is becoming increasingly keen to partner with Western drug
companies. As well as a large population to run trials on, there is tight
regulation by the CFDA (Chinese Federal Drug Administration) on Chinese companies who
perform clinical trials. This makes it an attractive proposition for drug
companies in the West looking to test out new products reliably and on a large
scale before bringing them to market.
The net effect
of global business like this could be more healthcare companies bringing new
products to market and the people who invest in these companies achieving decent
returns. Setting up hospitals and clinics have also become quite an investment, and processes like medical credentialing, billing & coding, help make this gargantuan endeavor easier. The other factor which could make this sector a wise investment choice
in 2020 is that the world’s population is growing older. This means that
businesses in this industry will experience a greater demand for their services.
Tech
Canny investors
will know that 2019 was a great year for the technology sector with growth of 29.4% recorded. The good news
is that 2020 looks set to continue this trend. The major reason for this prediction
is that we simply live in a tech-driven world where the latest innovations or
gadgets are important to people. You only have to look at how the Internet of
Things (IoT) has blossomed in recent years to see this in action. This global demand
for tech in business and personal life should be enough to see this sector and
the businesses in it have another great 12 months.
Renewable energy
It is thought
that around a third of UK investors surveyed by GraniteShares pick renewable
energy as the industry they expect to have a great 2020. When you think about
it logically, this makes sense after the increased attention that climate
change received in 2019. The next 12 months could see companies in this
industry experience more demand for their services and products. This in turn
could not only bring investors in them profits but also create a feel-good buzz
around the sector which will in turn attract more money into it. Do not be
surprised if this is one industry which will make 2020 its own.
2020 looks set to be an exciting year
Now that
investors have reviewed 2019 and how it affected their portfolios, a new year
is the ideal time to make fresh plans. For many, this will involve hunting out
promising sectors to invest in. If you are a UK-based investor looking to
branch out, the above are some great choices to think about.
In the past, workplace
clothing regulations were strict; office workers were expected to show up to
work looking as smart as possible in the traditional suit and tie combination.
Nowadays however, businesses have been taking a more relaxed approach towards corporate clothing. Whilst it is
important for employees to be comfortable in the workplace, relaxing uniform
regulations can lead to potential issues. For example, making the switch
towards more casual clothing could negatively impact your brand image. In this
article, we take a look at corporate vs casual workplace clothing and evaluate
which is best for your business.
Changing demographics
Despite the fact that
the younger demographic tends to prefer more casual workwear, this can be a
problem for brands. Brands that have adopted the casual-clothing idea are
seemingly allowing their staff to wear their own clothes that fit specific
style/colour requirements at work, which could have a negative impact on their
productivity, duties and other colleagues.
Your staff won’t fully
understand what materials and styles work well for different jobs. If your
staff decide to wear a tight material, this could prevent them from reaching up
to a shelf for example — the limitations an item of clothing has on their
abilities will be the last thing on their mind.
This doesn’t mean that
staff shouldn’t be allowed to dress more comfortably or causally, there are
just better ways to implement these rules. With technology and design
opportunities advancing at a rapid rate, uniform providers are now able to
facilitate any requirements when it comes to corporate workwear — whether you
opt for professional or a more relaxed style of attire. By opting for a
professional service, you’ll won’t have to worry about design regulations that
are required for your working environment that have been set out by governing
bodies; as the responsibility will fall with them. Not only this, they’ll
likely organise a consultation with your business to fully understand the
requirements of the job and how the uniform needs to be designed to meet them.
Branding
As competition on the
high street increases, brands are having to change the way that they present
themselves to customers. With reports suggesting that the high-street is
experiencing a dramatic decline, stores are trying to become more innovative to
improve customer and staff retention. Uniforms have recently become a big focus
for many businesses. To connect with customers on a personal level, more
organisations are allowing employees to ‘dress-down’, to encourage uniqueness
and to show shoppers that they’re able to adapt with the times.
If you enjoy a coffee
on your daily commute to work, you might have noticed that Starbucks have
recently changes their uniform requirements. Previously, baristas would wear
buttoned-up black or white shirts with name badges and black or khaki pants, accompanied
with their signature green apron. But now, rules have become lax surrounding
what they’re allowed to wear beneath the apron.
Starbucks staff now
have the opportunity to express themselves through their workwear in a way that
traditional uniforms never allowed. The Starbucks employee lookbook states that
baristas can wear black, white, grey, navy and brown shirts as a solid or for a
subdued, small-print, low-contrast pattern. However, sweatshirts, hooded
shirts, cap-sleeve and short-sleeve V-neck or T-necks are forbidden. Although
you may remember some baristas wearing caps with a Starbucks logo, their
options have now varied too, with flat caps, trilby hats and beanies becoming
an option. Employees are also allowed to wear scarves, but they must be tucked
behind their apron!
Uniforms: An employee perspective
Rather than looking at
uniforms as an additional expense, businesses should think of them as a
long-term investment. Not only will uniforms allow you to stay within workwear
regulations, it will also reduce the time you spend monitoring clothing if
staff do choose to wear their own styles for work.
Although employees
might enjoy the idea of wearing casual clothing to work, it could raise
problems when you consider other expenses and factors. These could include
rent, groceries as well as general clothing. If they have the responsibility to
also purchase suitable workwear, this will be another deducting factor that
comes out of their wage.
Having a set uniform
for your business would help create a strong brand image and unify your
employees.
When you’re designing something that will help better market
your business, it’s important to get it right first time. As you’ll likely be
printing in bulk, one mistake can impact the entire production line and leave
your end-product unusable. Together with Direct Letterbox Marketing, providers
of leaflet
distribution services, we investigate the best
design techniques to make your print effective — from call to actions to bold
lettering. We’ll also address what you shouldn’t do with your designs by
looking at some of the biggest mistakes marketers have made with their printed
materials.
The impact of print marketing
Surveys have found that 89% of people remember flyers they
received through the door. On top of that, almost half of those who responded
admitted that they keep leaflets in a drawer or on a board for future reference
and 48% claimed to have visited a store, bought a product, or sent for
information because of door-drop advertising.
Print marketing has a longer life than its marketing
counterparts. The likes of social media might be great for short-term
advertising, but the online world is a fast-paced environment. How often have
you clicked away from a page to never be able to find it again? With print
marketing, you’ll always have a hard copy at hand unless you physically get rid
of it.
Think of the last time you picked up a magazine or brochure
– or indeed any physical piece of print. Chances are you spent more time
looking at this than you would at any online content. Print copy is certainly
more engaging than digital.
There are also many forms of print marketing, whether it’s a
leaflet, brochure, roll-up banner or any other form. This means you can grab
your customers’ attention in a variety of ways, be it in long or short form,
colourful or plain. It also helps your brand stand out from the crowd when used
correctly, helping to build long-term trust and gain repeat customers. This is
crucial as nine out of 10 customers would buy a brand they recognised if
presented with two of the same offers.
Design must-haves
Designing the appropriate content is crucial. Every layout
must engage the reader. After all, if it doesn’t draw the audience in and grab
their attention, then you have failed and ultimately wasted time and money. You
shouldn’t just settle for dull images – you want to stand out and make people
take notice. At the same time, you want to guide the reader’s eye so it’s key
to avoid images that distract from your message. Instead, pick images that will
help guide them to the content your promoting. It’s necessary to have a
pleasant balance of used and unused space. You don’t want to overpower your
audience with too much activity, but you also don’t want to waste your
opportunity to get information in front of them.
With this information, be sure to include a call to action.
It’s no use producing an eye-catching document that has no end purpose. Without
prompting an action from a potential customer, the marketing campaign hasn’t
done its job. Another must-have, which may sound obvious, is correct spelling
and grammar. We’ve all seen the signs or advertisings that have poor punctuation,
and this is a sure-fire way to diminish your brand’s credibility.
Alongside a captivating logo, make sure you include your
complete contact information. Without this, how do you expect your audience to
find you? They are not going to go out of their way to search for your details
if they are not on hand. Include this alongside your social media logos to give
the audience all the relevant avenues to research your brand.
Print marketing mistakes
Print is here to stay – there’s no getting away from it. However,
you don’t want to end up in the recycle bin or be just another sign. Many
companies have fallen foul to an array of mistakes when it comes to print
marketing.
Some companies forget to think about their audience when
creating content and don’t ensure that it’s easy to read and has a simple
message. Sometimes, graphics can explain your service better than words for
those who have limited English skills. In an ideal campaign, you’ll cater to
each audience and tweak your campaigns to suit the needs of each targeted
mailing list.
However, such tweaks need to stay within consistent
boundaries. It’s extremely important to use the same logos and styling
throughout any campaign. This will allow you to speed up the revising and
updating process and save you money as you won’t be reinventing the wheel every
step of the way.
It’s also crucial to remember any logo and branding you
choose will have to go across other marketing forums, such as online. Make sure
that any logo and colour scheme you choose will work well across the board.
This will make it easier for any potential customers to recognise and relate
with your brand.
You’re in Business for one reason: Success.
Grow your company, reputation, customers, impact, profits. Grow yourself. This is a community that will help. It will stretch your mind, connect you to fascinating people, and provide some fun along the way. I am so glad you’re here.
-Keith O'Sullivan